You can now purchase a new home with Zero Down!
Watch the video below to learn more information about the program. After that click on the apply now button to get the process started!
About the zero down home loan program
This is a zero down payment assistance program for a FHA Home Loan, where you home buyers can receive up to up to 3.5% of the purchase price in the form of a forgivable grant that covers the down payment. This program initially was only available to first responders and first-time home buyers but has now been opened up to anyone that is willing to help out in any way to their community.
Due to some of the Government cuts that we are seeing, we do recommend taking the steps to qualify ASAP.
Zero Down Payment Program Requirements
Minimum Fico credit score of 580 or higher
Must have reliable income (Employment, Retirement, or 1099)
Debt to income Ratio of 50% of less (We help calculate this for you)
Steps of the process
1. Go through Prescreen
Click on the blue Apply Now button. You will be taken to a short questionnaire. After it is complete you will be notified if you meet the requirements. If you are eligible, you will be sent a link to start the application
2. Complete Application
Once you complete the prescreen questionnaire and are eligible you will be taken to a page where you can click to start an application. You can also call to do it over the phone. We will then send you a pre-approval letter
3. Making offers on homes
Once you have a pre-approval letter you will know how much you are preapproved for and will be able to start making offers on homes. If you need help finding a relator, we can help with that as well. We are here to help every step of the way
4. Offer Accepted
Once your offer has been accepted, you or your realtor will send over the purchase agreement. We can start working on your home loan. The process takes roughly 30 days to complete, and you will be living in your new home!
A little bit about who we are
We are Barrett Financial Group. We have 4.9 out of 5 stars on Google Reviews. Our team has helped over 2,000 homeowners with their mortgage leads over the last 5 years. We are here to help you out with every step of the process. My name is Travis Garlick. I have helped over 1,000 people with their mortgages in the last five years.
If you have already went through the prescreen, you can access the application link by clicking the purple button below.
Travis Martin Garlick | NMLS #1901227 | Barrett Financial Group, L.L.C. | NMLS #181106 | 275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297 | AL 22977 | AR 124815 | AZ 0904774 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | CO | CT ML-181106 | FL MLD1880 | ID 2080181106 | IL MB.6761630 view reinvestment notice barrettfinancial.com/illinois-reinvestment | IN 181106 | KS MC.0025726 | MI fl0022342 | MN MN-MO-181106 | MO 181106 | MT 181106 | NC B-203722 | NV 5091 | OH RM.804600.000 | OK ML013880 | OR | PA 92105 | TN 204577 | TX view complaint policy at barrettfinancial.com/texas-complaint | UT 11368611 | VA MC-7357 & MC-7357 | WA MB-181106 | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106
0% down options require qualification for a down payment
assistance program with specific eligibility requirements. Additional fees and
mortgage insurance may apply. Loan approval is subject to underwriting
guidelines. Not all applicants will qualify. This is not a commitment to lend.
Contact us for details.